Changing your plans when wind and water conditions are not safe for boating is the most responsible choice for ensuring your safety. Adverse weather can lead to dangerous situations such as capsizing or being unable to navigate properly, which can put both yourself and others at risk. By opting to change your plans, you prioritize safety over continuing with potentially hazardous circumstances.
In many instances, other options may seem practical, but they can lead to increased danger. For example, seeking shelter may provide temporary relief, but if conditions remain severe, you could still be at risk when you leave that shelter. Informing others of your location is always a good practice, but it doesn't directly address the immediate dangers posed by unsafe wind and water conditions. Continuing as planned disregards personal safety and increases the likelihood of an accident. Thus, adjusting your plans is the sensible step to take when faced with unsafe boating conditions.